Money saving idea.... Buying a Coffin

I haven't blogged some time, but I have been browsing online. I wondered who would buy a coffin? Here is an excerpt from an article I read recently:

"A few decades ago, my Grandmother was appalled at how expensive caskets were when you only used them 'the once'. So she purchased two caskets and used them to store linens. A few years later, Grandma and Grandpa had to move but Grandma didn't want her neighbors to know that she had two caskets so she forced my dad and his brother to move them in the middle of the night to the new house. She ended up selling them a few years later since they decided that they wanted to donate their bodies to science and then be cremated."

(Source: The Consumerist, 28th May 2010. 28 Of The Worst Money-Saving Ideas Ever.)

While poking around The Consumerist, I discovered that they have related posts. One of my favourite posts is Save Money On A Funeral. It probably applies universally, but some of the content is specific to the USA, like The Funeral Rule. (Source: The Consumerist, 6th March 2009. Save Money On A Funeral.)

From The Consumerist, the casual reader is directed to the Funeral Consumers Alliance website. I really liked this article from the FCA website: Caskets: Everything the Mortician Won't Tell You and Some Better Places to Shop (dated 26th November 2007). Here is an excerpt:

Why do Americans tend to spend so much on a casket? Well, you might want a grand display for a day or so. Some are even "more comfortable"—with an innerspring mattress and adjustable head-rest. More likely, however, low-cost caskets simply aren't on display. As one reporter for the Chicago Sun-Times found out when the funeral shopper she accompanied asked if there wasn't something less expensive than the $2,000+ casket on display: "They led us to a hall on the way to the boiler room." Another woman was taken to a basement full of cobwebs. And another was subjected to the icy sneer: "Oh . . . you want the welfare casket?"


(Source: Funeral Consumers Alliance, 26th November 2007. Caskets: Everything the Mortician Won't Tell You and Some Better Places to Shop)

I've been seriously thinking for some time about opening up a casket making business. I think that this is one more resource that I can bookmark so that in the future, I wouldn't need to do as much research. There's even links to resources for you to make your own coffin... But in the long run it's the cardboard coffins that I am more interested in.

And for your reading pleasure, here are all the posts tagged with the phrase "FUNERAL" at The Consumerist.

Too Many Children ... Is Bad For The Pocket

Here in tropical Malaysia, the government encourages the indigenous majority population to procreate and grow in size. The result is an ever growing majority that outstrips the minorities in growth rate. Ease of income means that the ever growing majority is ever at ease with their cheque books, which should always be in the black.

But I came across this website about how having too many kids can be a drain on the financial resources. It is true that children need to be cared for; were it not so, we would just make babies and leave them to magically grow up into adulthood. I must admit that I had hoped for a big family, but the reality is that, like many other young parents-to-be, my fortunes will dictate how many kids I can have.

Here is an excerpt from the website:

ATHLETES WITH ILLEGITIMATE KIDS

THE HEAVYWEIGHTS
Calvin Murphy - 14 illegitimate kids by 9 women. You sir are our current champion.
Travis Henry - 9 kids by 9 women. All of this by 28. Impressive. He is on pace to catch Calvin. The fact that he's broke from paying child support may slow him down though.
Ex-San Antonio Spur Willie Anderson - 9 illegitimate kids. If only his field goal percentage had been as high as his impregnation rate.
Evander Holyfield - 9 illegitimate kids. Has more kids than brain cells left.
Jason Caffey - 8 kids by 7 women.

Read the rest of the list at Fan IQ,5th January 2009: Athletes With Illegitimate Kids: Expanded And Updated 2009 Edition.

I've begun to wonder how the young parents from the majority group manages to cope with these demanding times. Such things are probably left to the economists to worry about. As a person struggling to make a living without any prospect of a government funded pension, I frequently feel tempted to join the ranks of the civil service. Sometimes I feel that I might be doing civil service a favour by joining them; perhaps the quality of their services would improve.

While winding up this article, I came across a quote from Wikipedia that says:

The late-20th century decline, in Western culture, of the concept of illegitimacy came too late to relieve the contemporaneous stigma once suffered by such creative individuals, born before the 20th century, .... History shows many examples of prominent persons of illegitimate birth who have been driven to excel in their fields of endeavor by a desire to overcome the social stigma and disadvantage that attached to illegitimacy in their time. [citation needed]

(Source: Wikipedia, entry on Legitimacy (Law), accessed on 13th July 2010)

Thus some people will actually go so far as to say that by bringing an illegitimate child into the world, you give him the reason to put in the grit and the effort to succeed ... and he may actually succeed. But being an ugly child myself, I'd always felt the need to prove myself. I know that feeling. I'm glad to know that I've had some similarity with Leonardo Da Vinci.

On the returning migrant accountant

I read with interest how one high flyer had obtained her Masters in Accounting, her double major in accounting and economics, and headed off to the UK in 1985 to build her career for two decades. She has since chosen to return to the land of her roots, New Zealand, so that her two children, aged 10 and 11, can grow up near to their grandparents. Michelle Smith said, a career in the financial industry is an adrenaline rush and that is the great thing about it. Nevertheless, she did admit that twelve-hour days are gruelling and that people will come to an age when they would prefer not to do it.

(Ref: Stuff NZ, 7th June 2010. Money world is simply an adrenaline rush.)

A career in finance seems like a wonderful option. What better way to understand the world? Than through dollars and cents? I read with interest how in 1993, Li Lu, a young Chinese national, who recently escaped the horrors of the Tianenmen Square in 1989, had been present at a speech of Warren Buffett, and became enamored with Mr Buffett's ideas. Li Lu himself was nearly broke but that two hour speech from Mr Buffett proved to be the turning point. Here is an excerpt from the article:

Lu told the students he was “accidentally” brought to the class session with Buffett that evening in 1993 and wasn’t even enrolled in Columbia’s business school at the time.

“I was pretty desperate, you know, recently escaped from China,” said Lu, who had been a student leader in the 1989 Tiananmen Square protests in Beijing. “I didn’t know anybody. I had very little connection whatsoever. I didn’t have any money. In fact, I was deep in debt.

“And I was horribly worried about, ‘How do I ever make a living in this country?’ And I really didn’t grow up with the capitalist culture, either.”

As the class got under way, he said, “the speaker has a funny name that reminds me of some kind of buffet lunches. Anyway, in the middle of the speech, listening to Warren, a light bulb kind of just went off. And I figured that I could do something in this business.”

Hearing Buffett in the class, he said, “really changed me fundamentally.”
(Source: Omaha World-Herald, 6th June 2010. Warren Watch: Listener Learned Well.)

Li Lu's life story is inspiring because through it, we learn that it is possible to make a new career path for yourself and actually be good at it. Of course, one needs conviction in order to succeed in the new chosen career path. It will take a lot of hard work and perseverance. But at the end of the day, if you want it bad enough, you'll make the sacrifices in order to succeed.

I also found the following to be a very useful portion of the article:

Comparing the video and a World-Herald account of the 1993 class, Lu and Buffett seem to be reading from the same page.

Buffett: “Over time I evolved more into trying to find the wonderful business. And if you find one, the best thing to do probably is not to sell it. It will go on and on usually, even if it looks a little overpriced.”

Lu: “That’s the good thing about really buying a good business. The business takes care of itself. You’re riding up and down with the strength of the business.”

A good business will take care of itself -- hmm, I wonder how to find such a business! Investing in such a business is probably the dream of many investors. Yet how do investors make money? That is a question that needs to be answered slowly. Granted, there are many takeover operations, etc. but how are they different from people buying stock on the stock market? This is a question which needs serious consideration before it can be answered.

From call girl cop to fitness trainer

I read with interest about a police constable who became a call girl in 2007 to pay off her debts. When the prostitution ring she was working for was busted, she was found guilty of misconduct while in public office. Consequently she was sentenced to fifteen (15) months imprisonment. Victoria Thorne, the PC in question, is now a fitness trainer.

(Ref: Sunday Sun, 6th June 2010. Call girl cop starts new career as a fitness trainer.)

The thing is, prostitution does pay well. It is the "oldest profession" for a good reason: it pays. Subsequently, girls who are looking for a quick buck may choose to embark on such a profession. It is an informed decision; not everyone is forced into it. Recently I had the good fortune to read the biographical novel "The Scorpion's Sweet Venom" by Bruna Surfistinha (real name Raquel Pacheco) who left home at the age of 17 to become a prostitute. It was a fully informed decision. By the time she was 21, she was already well known and drawing top dollars. Her nickname literally means "Bruna, the surfer girl".

(Ref: Wikipedia, entry on Bruna Surfistinha.)

I understand from the novel that Raquel is embarking on studies on psychology at university. In the novel, she claims that she would like to counsel people. It is a good aim. It is also good that Brazilian society can accept someone despite her past and give her a second chance.

Back to the police officer at hand. I feel that the tone of the Sunday Sun was that Ms Thorne had tried to hide something, and it wasn't good. Here is an excerpt from the article:

But not long after her release from prison Thorne embarked on her new career. She is unveiled as the new trainer at David Lloyd Teesside in the latest edition of the club’s members’ magazine, Life.

However, in an interview she fails to mention her past careers, either as a police officer or an escort girl.

The article states: “Prior to this she was working in the advertising and print industry. Having done this for six years she felt it was time for a change.”

Although she tells the interviewer that she enjoys travelling and is a big fan of Ibiza, Thorne is particularly secretive about her private life.

And the interviewer even comments on the fact that she changes the subject back to personal training when he tries to ask too many questions.

There, see the words -- "she fails to mention her past careers". It's not much of a career to shout about, having been an escort girl. But it is still a career. Nevertheless, if she wishes to keep it under wraps, who are we to judge her? She has already paid her penance to society by languishing in prison for 15 months. She should be free to embark on new career paths without obstruction from nosey parkers.

More Minty News

Recently, I installed Mint Linux 9 on a desktop computer at my office. Amazingly, it was robust enough to recognise the Buffalo Wireless Adaptor -- WLI-UC-GN. Now my office desktop is able to access the Internet.

But today, I'm using the older Thinkpad from IBM (R51), which has been an "Old Faithful" for me. I also just purchased a multi-function printer, the Panasonic KX-MB772CX. It hasn't been recognised by Linux Mint 8 (which is installed on this computer). After plugging it in, the Printer configuration window pops up and attempts to recognise it as the KX-MB771. I thought that KX-MB771 wouldn't be that far off from KX-MB772, so I attempted to install the driver for it. Wonder of wonders -- it doesn't work.

I recalled my frustration with the "flip-flop" USB driven Huawei modem (e1550, from DiGi), and tried running some of the commands from Terminal.

Here is the output from "lsusb".

kevin@kevin-laptop ~ $ lsusb
Bus 001 Device 005: ID 04da:1506 Panasonic (Matsushita) 
Bus 001 Device 001: ID 1d6b:0002 Linux Foundation 2.0 root hub
Bus 004 Device 001: ID 1d6b:0001 Linux Foundation 1.1 root hub
Bus 003 Device 001: ID 1d6b:0001 Linux Foundation 1.1 root hub
Bus 002 Device 001: ID 1d6b:0001 Linux Foundation 1.1 root hub

And here is the detailed output for lsusb on 04da:1506.

kevin@kevin-laptop ~ $ sudo lsusb -d 04da:1506 -v
[sudo] password for kevin: 

Bus 001 Device 005: ID 04da:1506 Panasonic (Matsushita) 
Device Descriptor:
  bLength                18
  bDescriptorType         1
  bcdUSB               2.00
  bDeviceClass            0 (Defined at Interface level)
  bDeviceSubClass         0 
  bDeviceProtocol         0 
  bMaxPacketSize0        64
  idVendor           0x04da Panasonic (Matsushita)
  idProduct          0x1506 
  bcdDevice            1.00
  iManufacturer           1 Panasonic
  iProduct                2 KX-MB772CX
  iSerial                 3 41AU12018066
  bNumConfigurations      1
  Configuration Descriptor:
    bLength                 9
    bDescriptorType         2
    wTotalLength           69
    bNumInterfaces          2
    bConfigurationValue     1
    iConfiguration          4 Default Configurataion
    bmAttributes         0xc0
      Self Powered
    MaxPower                2mA
    Interface Descriptor:
      bLength                 9
      bDescriptorType         4
      bInterfaceNumber        0
      bAlternateSetting       0
      bNumEndpoints           5
      bInterfaceClass         6 Imaging
      bInterfaceSubClass      1 Still Image Capture
      bInterfaceProtocol    255 
      iInterface              6 Scanner USB Interface
      Endpoint Descriptor:
        bLength                 7
        bDescriptorType         5
        bEndpointAddress     0x82  EP 2 IN
        bmAttributes            2
          Transfer Type            Bulk
          Synch Type               None
          Usage Type               Data
        wMaxPacketSize     0x0200  1x 512 bytes
        bInterval               0
      Endpoint Descriptor:
        bLength                 7
        bDescriptorType         5
        bEndpointAddress     0x03  EP 3 OUT
        bmAttributes            2
          Transfer Type            Bulk
          Synch Type               None
          Usage Type               Data
        wMaxPacketSize     0x0200  1x 512 bytes
        bInterval               0
      Endpoint Descriptor:
        bLength                 7
        bDescriptorType         5
        bEndpointAddress     0x84  EP 4 IN
        bmAttributes            3
          Transfer Type            Interrupt
          Synch Type               None
          Usage Type               Data
        wMaxPacketSize     0x0020  1x 32 bytes
        bInterval              11
      Endpoint Descriptor:
        bLength                 7
        bDescriptorType         5
        bEndpointAddress     0x05  EP 5 OUT
        bmAttributes            2
          Transfer Type            Bulk
          Synch Type               None
          Usage Type               Data
        wMaxPacketSize     0x0200  1x 512 bytes
        bInterval               0
      Endpoint Descriptor:
        bLength                 7
        bDescriptorType         5
        bEndpointAddress     0x86  EP 6 IN
        bmAttributes            2
          Transfer Type            Bulk
          Synch Type               None
          Usage Type               Data
        wMaxPacketSize     0x0200  1x 512 bytes
        bInterval               0
    Interface Descriptor:
      bLength                 9
      bDescriptorType         4
      bInterfaceNumber        1
      bAlternateSetting       0
      bNumEndpoints           1
      bInterfaceClass         7 Printer
      bInterfaceSubClass      1 Printer
      bInterfaceProtocol      1 Unidirectional
      iInterface              5 Printer USB Interface
      Endpoint Descriptor:
        bLength                 7
        bDescriptorType         5
        bEndpointAddress     0x01  EP 1 OUT
        bmAttributes            2
          Transfer Type            Bulk
          Synch Type               None
          Usage Type               Data
        wMaxPacketSize     0x0200  1x 512 bytes
        bInterval               0
Device Qualifier (for other device speed):
  bLength                10
  bDescriptorType         6
  bcdUSB               2.00
  bDeviceClass            0 (Defined at Interface level)
  bDeviceSubClass         0 
  bDeviceProtocol         0 
  bMaxPacketSize0        64
  bNumConfigurations      1
Device Status:     0x0001
  Self Powered

I also found out that:
  1. The KX-MB772CX is probably a successor to the KX-MB262CX.
  2. 04da is the USB code for "Panasonic (Matsushita)" (refer here) and under that, 1500 is the USB code for MFSUSB.
  3. MFSUSB refers to the PC Fax Printers from Panasonic (refer here

Perhaps it's time to reformat and to install Mint Linux 9 instead!

Guilt At Spending

How many of us have had that guilty feeling -- "Oh, I've spent too much, gaaah!" It happens, and it's a fact of life, and as it happens, there's now a study to prove it. UK's Metro reported that a study conducted on uSwitch.com revealed that:

  • 35% of respondents feel bad after excessive spending
  • 59% of respondents feel that shopping no longer offers "retail therapy"
  • 35% of respondents admit to lying about the cost of the purchases to their partners, friends, family, etc.
  • 50% of respondents have stopped buying expensive items unless it is for replacement
  • 11% of respondents are willing to buy more costly, but long lasting, consumer goods

(Read the report: UK Metro, 30th March 2010. Spending leaves shoppers with guilt.)

This strongly indicates that conscience, or some kind of moral compass, is at work. It may be that the dampened economy has raised awareness about the money we spend -- and, surprisingly, the money that we do not spend. It has become fashionable to say that we are thrifty. This may not bode well for a consumerism driven economy, but savings should increase in the following years as people learn to cope with their finances.

Staying Faithful = No Blackmail = Save Money

In life, we should be faithful to our partner(s), because unfaithfulness is how blackmail starts. Faithfulness is expected whenever we enter into an enduring relationship: Marriage, more than most, but also business partnerships, political partnerships, social partnerships, and others. In hard times where the relationship is going through a rocky road, it is tempting to see "what is outside".

But for the curious man (or woman), it may be difficult to break off the relationship if the cost is too high. In economic terms, this would be known as a "negative utility". Keeping things as they are, while venturing outside (unbeknownst to the partner), and therefore benefitting from the best of both worlds, would seem to be an ideal situation (at least, for the person trapped in a difficult situation with no way out). Stealthy movements, coupled with deception, has led to many an undiscovered act of unfaithfulness. At times, this has worked out wonderfully -- the partner goes on about his or her business, heartened that the (secretly unfaithful) partner hasn't abandoned ship just yet. This may lead both the partners to "the light at the end of the tunnel".

But yet, there are some problems that crop up. First, what happens when the partnership reaches "the light at the end of the tunnel"? What happens when they pull through the worst? Will the (secretly unfaithful) partner have to ditch his secret endeavours and resume the partnership as before? What would his collaborators in this secret unfaithfulness think of it -- would they take it generously, or would they become angry, petulant as a child? Second, as much as the "secretly unfaithful" partner wants to, s/he will have a hard time trying to resume normal relations. The clandestine affairs on the side, after all, has become "de rigeur".

This is how unfaithfulness can lead to blackmail: The unsatisfied third party does not want to break off relations with the unfaithful partner. The third party then threatens the unfaithful partner that s/he will reveal everything, and destroy the partnership. Or: Another party, unrelated, may discover the untruth, and attempt to milk the unfaithful partner for money. After all, if the partnership is worth keeping alive, then it is time to quantify it: Quantify it in monetary terms, then!

Helg Sgarbi: Blackmailer of Rich Women

In March 2009, a philandering conman known by the moniker "Swiss gigolo" was arrested and sentenced to six years' jail for blackmailing a string of wealthy women (whom he earlier seduced and milked for money). Among his victims was Germany's richest woman, the heiress of the BMW empire: Susanne Klatten. It is surprising that he was not asked to return the ill-gotten gains to his victims -- perhaps he has spent it all. Here are a few excerpts on the incident from newspapers around the world.

A smooth-talking con man known as the "Swiss Gigolo" has been jailed for six years for cheating and blackmailing a string of super-rich lovers, including Germany's wealthiest woman.

Helg Sgarbi, 44, admitted as his trial opened in Munich "the essence" of the charges against him, which included trying to hoodwink BMW heiress Susanne Klatten out of more than 340 million euro ($671 million).

"I would like to apologise publicly to my victims," the dark-haired, inconspicuous-looking Sgarbi told the packed courtroom on Monday.
(Soure: Sydney Morning Herald, 10th March 2009. "Swiss Gigolo" admits blackmailing BMW heiress.)

Mr Sgarbi was not alone in his endeavours. He was aided by a conman who filmed his ardour and amore for future viewing.

At first she spurned his advances but when he turned up unexpectedly in the south of France where she was on holiday the following month, they began an affair.

In August they met in room 629 of the Holiday Inn in Munich for an "intimate" rendezvous.

The encounter was allegedly filmed from the next door room by an Italian accomplice, Ernano Barretta, 63, who will go on trial for fraud and extortion later this month in Pescara, on Italy's Adriatic coast.
(Source: The Telegraph (UK), 9th March 2009. Swiss gigolo Helg Sgarbi jailed for blackmailing wealthy women.)

The BMW heiress disclosed to prosecutors that she had given Sgarbi seven million euro -- in cash.

In September they met at the same hotel and this time Sgarbi allegedly said that he needed 10 million euro because he had injured a small girl in a car crash in Florida - asking Klatten to lend him a cool seven million euro.

Klatten duly handed over the sum in the Holiday Inn's underground garage in a cardboard box containing 14 plastic folders each with one thousand 500-euro banknotes.

But when the gigolo told her to leave her husband and put 290 million euro in a trust fund to finance their new life, Klatten baulked and ended the relationship.
(Source: Sydney Morning Herald, ibid.)

Sgarbi then began blackmailing her, sending her a CD containing photographs of the two of them having sex. He said that unless she paid up he would send a copy to her husband and the executive board of BMW.

He demanded 49 million euros (£44 million), which he subsequently reduced to 14 million euros, and set a deadline of Jan 15, 2008.

But instead of giving in to the extortion, she went to the German police. Sgarbi was arrested in Austria.

"I realised that he wasn't the man he claimed to be," she later told police. "I realised the folly of what I had done." In an interview last year with a German newspaper, she explained: "There was a moment of clarity." She recalled saying to herself: "You are a victim now and you have to resist. Otherwise it will never end."
(Source: The Telegraph (UK), ibid.)

The Star, too, has two reports on the Sgarbi blackmailer. They are as follows:
  1. The Star, 10th March 2009. Swiss man jailed for sex blackmail of BMW heiress
  2. The Star, 25th March 2009. Italian denies filming sex videos of BMW heiress

Other Instances of Blackmail

In fact, blackmail is nothing new. Here are a few examples:

  1. In January 2010, Indonesia's former chief corruption fighter Antasari Azhar was charged with allegedly murdering a businessman, Nasrudin Zulkarnaen. The businessman had allegedly attempted to blackmail Azhar for an affair Azhar had with the businessman's 22 year old wife. (Ref: Straits Times (Singapore), 19th January 2010. Death for ex-graftbuster?)
  2. In February 2010, an influential rabbi was visiting a prison inmate, when the inmate told the rabbi that a hedge fund had been operating on illegal information. The rabbi called the hedge fund and offered the inmate's silence. In exchange, he wanted US$4 million for 2 religious schools. He received the cheques but could not cash them. The rabbi was later charged for fraud, extortion, and blackmailing. (Source: New York Times, 19th February 2010. Some Phone Calls, 2 Big Checks, and Rabbi Is Charged.)
  3. In February 2010, the vice president of a major cosmetics company, and president of one of its subsidiaries, was arrested for sending harassing e-mails to a woman he used to date. He also threatened to disclose to the woman's husband pictures of the woman and himself, taken while they were still dating. (Ref: The Japan Times, 4th February 2010. Noevir exec admits e-mail harassment.)
  4. In March 2010, a CBS producer admitted to trying to extort more than US$2 million from talk show host David Letterman. He had threatened to expose Letterman's affairs with members of the staff. He was jailed for 6 months. He would also serve 1,000 hours of community service. (Source: New York Times, 9th March 2010. Six Months in Jail for Letterman Plot)
  5. In 2008, former Indonesian First Lady, 68 year old Dewi Sukarno, wrote on her blog that her good friend, former porn actress, Ai Iijima, could have been driven to her death. "She had encountered something terrible...Some person or persons had taken pictures and videos of her and had used those things to blackmail her. This person or persons kept dogging her with the threats." (Source: Straits Times, 28th December 2008. Ex-porn star driven to death.)
  6. In 2005, the Germans discovered a Russian diplomat who was spying on the German army. The Germans tried to get the Russian diplomat to become a double agent, which he refused. They tried to blackmail him, by revealing his illicit affair to his wife. He bolted, returning to Russia, never to darken Germany's doorstep again. (Source: Spiegel Online, 18th April 2005. German-Russian Spy Stories: From Russia with Love.)
  7. In 2004, a Japanese diplomat to China committed suicide after a Chinese intelligence agency attempted to blackmail him for intelligence. Reports said that he had an affair with a hostess. (Ref: The Japan Times, 29th December 2005. China slammed over diplomat's suicide.)
  8. In 2003, about 60 professors in Japanese universities were sent blackmail notes by an unknown sender. The wording was identical: "I have learned through an insider of your secret, which is deemed punishable by your institution. An investigation has been carried out, and I know everything about it." (Source: The Japan Times, 20th February 2003. Professors targeted in blackmail bid.)
  9. In 2002, Malaysia allegedly purchased two diesel-electric submarines from a French manufacturer. Later events would show that a Mongolian woman, Altantuya, had written in her diary of her intention to blackmail the political advisor to (then) Defence Minister. Altantuya would later die under mysterious circumstances, a mystery which was never conclusively solved. (Ref: Jakarta Globe, 20th November 2009. French Connection: Who Got What in The Sale of Submarines to Malaysia?)
  10. In 2001, a 59 year old Japanese dog breeder and his 44 year old ex-wife murdered four persons. Initially it was just the killing of an employee. Later, two of the victims (a gangster head and his driver) tried to blackmail the dog breeder: they were duly murdered. The fourth murder was unrelated to the first three murders. (Ref: The Japan Times, 22nd March 2001. Couple handed death sentence for poisoning four.)
  11. In 2000, it was reported in Japan, some women boarding the crowded commuter trains would blackmail random men standing near to them by accusing them of groping. The mere accusation of groping is bound to attract punishment and can be a severe form of blackmail. (Source: The Japan Times, 13th July 2000. Groping: the proof is in the accusation.)

Conclusion

Betrayal, fraud, and blackmail are never pleasant. They are simply means of making us do things that we dislike. To avoid getting blackmailed, simply do not give an opportunity for anyone to blackmail you. Upright actions and upright thoughts are best. If really faced with the tempting prospect of an illicit affair, consider making a clean break and starting anew. It would be much cleaner and there will be no blackmailing involved.